Attention: For full functionality of this site, it is necessary to enable javascript. Here are the instructions to enable javascript in your web browser.
If you are unable to enable javascript, you can access the Sitemap.

Skip to main content

Educator Loans

CapEd offers Educator Loans to educators engaged in private, charter, public, parochial, or community education in the state of Idaho.

An apple with a dollar sign in the middle

I am an educator. How can an educator loan help me?

Educator loans are available to:

  • Assist you with classroom expenses not covered by the school district.
  • Assist you with living, relocation, wardrobe, or supply expenses until you receive your first paycheck.
  • Assist you with the expenses associated with working towards certifications inside or outside of your current field.

You can borrow up to $3,000 in up to a 24 month loan term.

How to Qualify


Rates current as of .

Amount Loan Term APR
$750 6 months 0.00%
12 months 0.00%
$751 - $1,500 6 months 0.50%
12 months 1.00%
18 months 2.00%
24 months 3.00%
$1,501 - $3,000 6 months 1.00%
12 months 2.00%
18 months 3.00%
24 months 4.00%

Apply Online

Easily apply online for an Educator loan.


All loans subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.