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Youth Savings

A CapEd Youth Savings account is designed for young savers through age 16.

Youth Savings Account

Start Saving at a Young Age

A Youth Savings account is perfect for young savers through age 16. A deposit of $5.00 is all it takes to open your first savings account. The $5.00 earns dividends and retains your active membership. Starting a savings account early can help youth retain lifelong savings habits.

Benefits and Features

  • No monthly service charges
  • Earns dividends that are compounded and credited quarterly
  • Having a CapEd savings account entitles you to apply for other services CapEd offers
  • Federally insured by NCUA


Account Type Minimum Balance Dividend Rate APY1
Primary Savings $5.00 0.05% 0.05%
Secondary Savings $0.00 0.05% 0.05%


1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees or other conditions could reduce the earnings on the account.