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CHAMP

El Programa CHAMP está pensado para satisfacer las necesidades de los compradores de primera vivienda. Este programa requiere un anticipo/pago inicial de solo 3%1, que puede provenir de fondos propios o de donaciones.

Detalles de CHAMP

  • 3% de anticipo
  • El prestatario ocupante debe ser propietario de primera vivienda2
  • Se admiten donaciones
  • Se requieren 2 meses de reservas tras el cierre
  • Se aplican restricciones a la propiedad
  • No se admiten casas prefabricadas
  • Superficie máxima: 10 acres
  • Se admite un co-prestatario no ocupante de la propiedad3



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Disclosures

Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.

1 All loans subject to approval. Occupying borrower may petition CapEd to remove the non-occupying borrower from the loan and title to the property after a period of 36 months from the note date. Occupying borrower must still occupy the property, have missed 0 x 30 (delinquency) on existing loan, and fully qualify under the terms of this program by themselves with regards to income, debt-to-income and credit.

2 First time homeowner is defined as a person or persons who have not owned a home in the last three years.

3 Occupying borrower may petition CapEd to remove the non-occupying borrower from the loan and title to the property after a period of 36 months from the note date. Occupying borrower must still occupy the property, have missed 0 x 30 (delinquency) on existing loan, and fully qualify under the terms of this program by themselves with regards to income, debt-to-income, and credit.

All loans subject to approval. Rates as low as 5.962% APR. Rates, terms, and conditions are subject to change and vary based on creditworthiness, qualifications, and collateral conditions. A $150,000 loan at 5.49% would have payments of $944.49 per month.