Disclosures

All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.

¹

² First time homeowner is defined as a person who has not owned a home in the last three years.

³ Occupying borrower may petition CapEd to remove the non-occupying borrower from the loan and title to the property after a period of 36 months from the note date. Occupying borrower must still occupy the property, have missed 0 x 30 (delinquency) on existing loan, and fully qualify under the terms of this program by themselves with regards to income, debt-to-income, and credit.