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Educator Loans

Pictures of teachers and educator professionals.

CapEd offers Educator Loans to educators engaged in private, charter, public, parochial, or community education in the state of Idaho.

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Educator Loan Benefits

  • May assist you with classroom expenses not covered by the school district.
  • May assist you with living, relocation, wardrobe, or supply expenses until you receive your first paycheck.
  • May assist you with the expenses associated with working towards certifications inside or outside of your current field.

You can borrow up to $3,000 in up to a 24 month loan term.

How to Qualify For An Educator Loan

Apply Now!

CapEd Credit Union Educator Loans

Educator Loan rates current as of .

Educator Loan Rates

Educator Loan Rates
AmountLoan TermAPRMonthly Payment per $1,000 Borrowed
$7506 months0.00%$166.67
12 months0.00%$83.33
$751 - $1,5006 months0.50%$166.91
12 months1.00%$83.79
18 months2.00%$56.44
24 months3.00%$42.98
$1,501 - $3,0006 months1.00%$167.15
12 months2.00%$84.24
18 months3.00%$56.88
24 months4.00%$43.42

Educator Loan Features

Term Options for educator loans.
Up to 24 months

Fees for educator loans.
No application fee

Start Your Application Today

Easily apply online for a educator loan or find a CapEd location to apply in person.

Click here to check the status of an application



All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.