Refinancing may give you a better interest rate, lower your monthly mortgage payment, or allow you to pull cash out from the equity in your home to complete a home improvement project, consolidate debt, or make a major purchase.
Should I Refinance?
Here are some things to think about if you are considering refinancing your home.
- Determine your goal.
- Choose the correct loan.
- Can I eliminate my mortgage insurance?
- Determine if the benefits outweigh the closing costs of refinancing.
Contact one of our mortgage loan officers to help you determine if a refinance is right for you.
Refinancing Options & Features
There are various refinancing options that may work for you.
- Cash-out refinance.
- Rate and term refinance.
- Fixed-rate and adjustable-rate mortgages (ARMs).
- No pre-payment penalties at CapEd.
- Refinance options up to 100% loan-to-value (LTV) on VA.
- Mortgage insurance not required on eligible loans.
Rates current as of .
|Sample Payments for Conventional Fixed 30 Year Mortgage
|Sample Payments for Conventional Fixed 15 Year Mortgage
|Sample Payments for Conventional Fixed 10 Year Mortgage
|Contact Us for current rates.
Apply for a Mortgage Refinance
Ready to apply for a mortgage refinance? Apply online or visit us in person to start your application today.
Mortgage Loan Officers
We have an experienced and reliable team to assist you every step of the way when refinancing your home. If you're ready to apply for refinancing your home, review the resources below and contact our Mortgage team to get started.
Here are some helpful resources to help you when getting ready to refinance your current home.
Make sure you have everything you need to refinance your home with this PDF.
This calculator collects important variables & determines your maximum monthly mortgage payment.
Finding the right mortgage term can be difficult. Compare 15-year vs. 30-year mortgages.
Estimate how much interest you can save by increasing your mortgage payments.
Estimate your Private Mortgage Insurance (PMI) monthly payment, amortization schedule, interest, principal balances, and prepayments.
All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.