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CapEd MyStyle Lending

CapEd MyStyle Lending

CapEd MyStyle Lending offers loans with a focus on improving your home and lifestyle.

Improve Your Home and Energy Efficiency With an EnergyWise Loan

An EnergyWise loan could help reduce your home energy costs and increase your home's value.

Apply Now!

What Can An EnergyWise Loan Finance?

A variety of weatherization improvements or qualifying appliances may be financed with an EnergyWise loan. You may be able to use the EnergyWise loan for:

  • Weather Stripping
  • Windows
  • Roofing
  • Insulation
  • Doors
  • Pellet or Wood Stove
  • Furnace
  • Water Heater
  • Heat Pump
  • Air Conditioning

How to Qualify For An EnergyWise Loan

  • Primary borrower must be on the deed of trust for a property that the loan will be used for. Qualified properties are:
    • Single family home
    • 1 - 4 unit rental properties in the state of Idaho
    • Manufactured Home if land is owned by borrower and the home is on permanent foundation
  • Be employed or have some type of qualifying steady income at the time your loan is funded.
  • Use the loan for weatherization and/or energy efficiency purposes only, including purchasing approved appliances.
  • Be current on your mortgage loan.

EnergyWise Providers

These are local EnergyWise providers who want to work closely with you to make your home EnergyWise.

Capital City Heating & Cooling

Heating • Cooling • Furnaces • Heat Pumps • Air Filtration • Ducts

capitalcityheating.com

EnergyWise Loan Rates

CapEd Credit Union EnergyWise loan rates.
Loan TermAPR as low asPayment per $1,000 Borrowed
24 - 120 Months7.99%$12.13 (120 months)

Start Your CapEd MyStyle Loan Application Today

Easily apply online for a CapEd MyStyle loan. Try the Loan Calculator to help you estimate a monthly payment or loan term.

Click here to check the status of an application

Resources

Tools to help you with your loan.

Loan Calculator

Examine your principal balances by payment, total of all payments made, and total interest paid with this calculator.


Questions?

Disclosures

All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.