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Wire Transfers

Wire transfers can be sent to, and received from, other financial institutions.

Sending Wires

CapEd can wire funds to institutions that are able to receive the wired funds. You must provide CapEd with the receiving institution's instructions.

Information Needed to Send a Wire

  • Name of the financial institution
  • ABA/Routing number of the financial institution
  • Beneficiary name, address, and account number
  • General purpose of the wire
  • Amount of the wire
  • The account the funds are coming from
  • Your current address
  • Any reference that would need to be indicated in the wire

We also have a printable PDF Opens in new tab. Link is a PDF document. so you can fill in this information and provide it to CapEd.


Domestic: There is a 1:00pm Mountain Time deadline for domestic wires to be sent same-day.

International: There is a 1:00pm Mountain Time deadline for international wires to be sent same-day.


The fee for outgoing wires is $25 on domestic wires and $50 on international wires.

Receiving Wires

Please give the originating financial institution the following instructions for domestic wires. For CapEd to receive international wires, the foreign financial institution must have ties to a domestic financial institution.

All wires directed to:

Catalyst Corporate Federal Credit Union
ABA#: 311990511
6801 Parkwood Blvd.
Plano, TX 75024

With credit to:

Capital Educators Federal Credit Union
275 S. Stratford Dr. Meridian, ID 83642
Acct # 324172575

With final credit to (recipients name):

  • Name of Account Owner
  • Member Account Number
  • Member Phone Number
  • Member Address


The fee for incoming wires is $15.00.

Things to Consider Before Sending Wires

Sending wires can be risky at times and lead to scams or fraud. Before sending your wire, please consider the following to keep you and your money safe and secure.

Know who you are wiring money to.

  • Do you know the person you are sending funds to?
  • Did you met this person online?
  • Have you met them in person?
  • Could someone be impersonating someone you know?

Check out our blog for more information on how to avoid scams and fraud.

Take me to the blog

Consider what the money is for.

  • Have you physically seen the item being purchased?
  • Did someone out of the blue tell you to wire transfer funds or something bad will happen?
  • Did you reply to an online ad (Craigslist, Facebook) for a rental property? Have you been able to physically see the property and meet the landlord or property management company in person?
  • Are you purchasing a home and received an email about a change of closing date and/or wire instructions?
  • Did you receive a check by "accident" or for more then what you thought and have been asked to wire transfer the difference?


Funds Transfer Agreement Opens in new tab. Link is a PDF document.

The agreement of transferring funds at CapEd Credit Union effective November 26, 2018.