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Share & Additional Savings Accounts

Person holding a small piggy bank as well as a smiling member using their phone.

A CapEd savings account is an easy way to save. It pays competitive dividends and there are no monthly service charges!

Open a Savings Account

Benefits & Features

  • Safe place to put your money
  • No service charges
  • Earns dividends that are compounded and credited quarterly
  • Federally insured by NCUA

A Simple Way to Save

A CapEd savings account is a simple and easy way to save. A savings account is what retains your active membership and $5.00 is all it takes to open your first savings account. Your CapEd membership supports education and entitles you to apply for other services CapEd offers.

Savings Account Rates

Savings Account rates.
Account TypeMinimum BalanceDividend RateAPY1
Primary Savings$5.000.05%0.05%
Secondary Savings$0.000.05%0.05%

Share Savings

Minimum Balance to Open savings account.

Monthly Service Fee for savings account.

Highest Dividend Available for savings account.
0.05% APY1

Request a Savings Account

Make a request to open a Caped Savings Account.

Request Account

Savings Account Resources

Tools to help you with your savings goals.

Savings Calculator

Use this calculator to find out what it will take to reach your financial goals.

Home Budget Calculator

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going.

Student Budget Calculator

Use this calculator to help analyze your budget as a full-time student.



1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce the earnings on the account.