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These financial calculators offer a variety of ways to help you budget, manage your savings, determine interest payments, consolidate debt, and more. Find the calculator that is best for you from the many options below.

Budgeting and Savings Calculators

Share Certificate Calculator

This calculator will help you find out how much of a dividend you will earn with a certificate. You can compare current CapEd certificate options and rates available on our certificates page.

Certificate Ladder Calculator

A certificate ladder is when you invest in a series of certificates with different maturities, providing better liquidity and higher dividend rates. Use this calculator to build the best certificate ladder strategy for you.

Home Budget Calculator

This calculator will help you balance your income against your expenditures, find out what you're spending the most on, and tell you how much you'll have in savings at the end of the month.

Savings Goal Calculator

Are you planning for a special occasion or just a rainy day fund? This calculator will help you figure out what it's going to take to reach whatever savings goal you've set. We have many savings account options to help make the most of your savings.

Student Budget Calculator

This calculator will help students understand how to balance income and expenses during the eight month school year. An education savings account is a great resource to start saving for these sorts of expenses before they're needed.

Mortgage Calculators

15 vs. 30 Year Mortgage Calculator

This calculator will help you compare the costs of a 15 year and 30 year mortgage to figure out which strategy would benefit you the most. Check out CapEd's mortgage options and see how they can work for you.

Maximum Mortgage Calculator

The maximum amount you can pay for a mortgage largely depends on your income and monthly debt. If you're unsure of what you can afford, this calculator will help you determine what sort of mortgage payment may work for you.

Mortgage Calculator with Private Mortgage Insurance

Private mortgage insurance (PMI) adds extra costs to your monthly mortgage payment. This calculator will help you determine the interest, principal balance, and prepayments on a loan with PMI.

Mortgage Payoff Calculator

Are you planning on increasing your mortgage payment to save on interest? This calculator will help you determine how much you can potentially save by paying extra toward your mortgage payment each month.

Loan Calculators

Amortizing Loan Calculator

If you're wondering how much of a loan you can get with a certain monthly payment or how much you'd pay a month for the loan amount you're looking for, this calculator will help you figure that out. You can check out CapEd personal loan options to see how we can help you.

Debt Consolidation Calculator

This calculator will help you determine if a consolidated loan makes sense for your current loans, credit card balances, and outstanding debt. It will show you the monthly payment of a consolidated personal loan or home equity loan to see if your budget will fit.

Vehicle Loan Calculator. Opens in new tab.

This calculator can help you see what sort of monthly payment you would make for a vehicle loan based on the loan amount, interest rate, and how long you're hoping to pay. Or, if you aren't sure, it can help you determine what monthly payment is likely. Check out CapEd's current vehicle loan options.

Retirement Calculators

Retirement Nest Egg Calculator

Based on your current age, income, and when you'd like to retire, this calculator will calculate how much you should be saving per month to make your ideal retirement nest egg.