FRAUDULENT TEXT ALERT! CapEd has been made aware that members are receiving texts that appear to be from CapEd claiming members need to log in to verify a transaction. CapEd will never text you and request you click a link to login. CapEd will also never call you and request social security numbers or full card numbers over the phone. If you're concerned about a text or call you've received, please reach out using the Let's Talk live chat button or call 800-223-7283. You can also review our Safety & Security measures here.
FRAUDULENT TEXT ALERT! CapEd has been made aware that members are receiving texts that appear to be from CapEd claiming members need to log in to verify a transaction...
A CapEd Holiday Cash Stasher savings account is a perfect way to save money throughout the year to be used for the holiday season.
Start Saving for the HolidaysWhat is a Holiday Cash Stasher Savings Account?
If the holiday season brightens your mood but dampens your budget, let the Holiday Cash Stasher savings account be your answer. The Holiday Cash Stasher is a savings account you deposit money in throughout the year to use funds between November and January so you can feel at ease about your budget knowing you've saved all year. This savings account has a higher dividend rate than a basic savings account, so you earn more!
Benefits & Features
- No minimum balance required
- No service charges
- Earns dividends that are compounded and credited quarterly
- Withdrawals permitted annually from November 1 to January 31 without a fee
- $5.00 fee per month when withdrawals are made between February 1 and October 31
- Federally insured by NCUA
- Only one Holiday Cash Stasher account per social security number
Holiday Cash Stasher Rates
Holiday Cash Stasher Savings Account Rates
Balance | Dividend Rate | APY1 |
---|---|---|
$0 - $2,500.00 | 1.00% | 1.00% |
Over $2,500.00 | 0.10% | 0.10% |
Account Details
Minimum Balance to Open holiday cash stasher savings account.
$0.00
Monthly Service Charge for holiday cash stasher savings account.
$0.00
Highest Dividend Available for holiday cash stasher savings account.
1.00% APY1
Fees
Withdrawals Between Feb. 1 - Oct. 31 from holiday cash stasher savings account.
$5.00
Request A Holiday Cash Stasher Account
Apply online to open a Holiday Cash Stasher Savings account or stop by any of our locations.
Apply OnlineQuestions?
Disclosures
1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce the earnings on the account.