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Credit Score

Credit score rating graph with the arrow toward a good score.

See your credit score in real time through Online Banking! You can view your Credit Score, powered by SavvyMoney, through both desktop and mobile eBanking. Monitor your credit score, learn valuable credit building information, and so much more.

Credit Score Features

Phone with a credit score rating and usage reports.

Score Analysis

Shows your Score Rating, Payment History, Credit Usage, Account Mix, Credit Age, and Inquiries– all of these can affect your credit score.

Phone with a credit report summary on the screen.

Credit Report

You can download your credit report here along with view open or closed accounts, total balances, monthly payments, delinquencies, and any inquiries.

Phone showing options for simulating what could happen to a credit score.


Shows you what could happen to your current score if you were to take certain actions like applying for a new loan, paying off credit cards, or adjusting payments.

Phone showing a report of how actions have impacted a credit score with a prediction of when it will hit a higher number.

Credit Goals

A feature where you will be given personalized suggestions to reach a desired credit score.

Phone showing reccommended offers that will help improve a credit score.


Here you can find recommended products from CapEd like a new checking account or loan with current rates.

Phone showing a report of recent activity that has impacted a credit score.


Consider this section your Credit Score inbox. You'll be notified of any changes to your report and receive different updates as well.

Phone showing a variety of resources and info articles related to credit scores.


Find your credit monitoring history and profile settings here along with FAQs and helpful articles provided from SavvyMoney.

How to Get Started

If you haven't already, you must to access your Credit Score.

  • On , after you've logged in, Credit Score is presented in the upper right of the screen. In the eBanking mobile app, it is available under More and then under Financial Planning.
  • First time users will need to enroll in Savvy Money to view your Credit Score/Report and other available resources to monitor your credit. On desktop eBanking, this is done by clicking the 'Show Full Report' option.

Expert Advice

Take advantage of the many tips, tricks and advice provided by the experts at SavvyMoney with their educational blog. You can find helpful articles about debt, credit, saving, spending habits and more to improve your financial well-being.

Savvy Money Blog



The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with CapEd Credit Union loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to the credit union when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.