Please be aware that mortgage and HELOC scheduled automated payments will be processed the evening of the scheduled date. The payment will be reflected on your account the following business day with the effective date that it was scheduled for.
Please be aware that mortgage and HELOC scheduled automated payments will be processed the evening of the scheduled date. The payment will be reflected on your account the following business day with the effective date that it was scheduled for.
Rewards Mastercard® Credit Card
A CapEd Rewards Mastercard® Credit Card has a great introductory rate and no annual fee.
A Credit Card Solution for our Members
CapEd's Rewards Mastercard® Credit Card has a great introductory rate and it's easy to access your balance online.
Apply for a Credit CardGreat Introductory Rate
Take advantage of CapEd's introductory rate of 4.90% APR1 with an intro period of 12 months. After the introductory period, the rate will be a variable rate between 12.45% and 18.00% APR. The intro rate applies to any purchases made within the first 6 months of the 12-month introductory rate period.
Easy Access
Get your current balance and statement history by signing in to eBanking, selecting your credit card account, then click to view transactions to log in to the MyCardInfo portal.
Raise Your Limit
Planning a summer vacation, getting married, or doing home repairs? Submit a request for a limit increase.
Benefits & Features
CapEd Credit Rewards Mastercard®
- No annual fee
- 4.90% APR Introductory Rate
- Travelers' Insurance
- Earn Scorecard Rewards for cash back, merchandise, and travel
CapEd Credit Mastercard®
- No annual fee
- 4.90% APR Introductory Rate
- Travelers' Insurance
Scorecard Rewards
Use your CapEd Rewards Mastercard® Credit Card and earn reward points for merchandise, travel, or cash back with qualifying purchases. One reward point is earned per dollar purchased2. Log in to eBanking, select Accounts from the menu and click Card Command/Scorecard Rewards. Your point balance and information will show under your Rewards Credit Card. You can also access the info portal to view your point balance and see what rewards are available to you.
Enhanced Travel Benefits and More
Your CapEd Rewards Mastercard® Credit Card includes many benefits:
- Travel Accident Insurance can provide coverage for cardholders and their Spouse or Dependent Children for Accidental Death & Dismemberment Insurance.
- MasterRental™ Insurance can provide reimbursement for physical damage to or theft of a rental vehicle.
- Mastercard Airport Concierge™ provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.
- Master Assist can cover unexpected emergency accident or sickness expenses when traveling more than 100 miles from home.
- Cell Phone Coverage can provide coverage in the event a member's covered cell phone is stolen or damaged.
- Purchase Assurance Plus can provide coverage for most new items purchased with the eligible card that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per claim.
- Satisfaction Guarantee can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.
- Extended Warranty can double most manufacturer or U.S. store brand warranties for up to one additional year.
- Priceless Cities & Offers® offers unique access and special experiences so you can enjoy more of the cities you love.
For full benefit details and restrictions, please consult the Mastercard® Guide to Benefits Opens in new tab. Link is a PDF document..
Apply Online
Easily apply online for a CapEd Rewards Mastercard® or find a CapEd location to apply in person.
I Need Help...
Lost or stolen card, need to dispute a transaction, or want to transfer your card's balance to a CapEd account? We can help.
My card is lost or has been stolen
Please call immediately if you believe your card has been lost or stolen.
Call: (208) 884-0150
Toll free: (800) 223-7283
I need to dispute a transaction
If you believe a transaction on your statement is in error, please log in to eBanking, select your credit card, select 'click to view transactions', and you will be taken to your MyCardInfo portal where you can dispute your transaction online. Alternatively, you can call (208) 884-0150 to start the process over the phone.
I want to transfer my balance
You can transfer your current credit card balance from another financial institution to a CapEd Credit Card. A credit card balance transfer can be beneficial if you're looking for a better rate or if you'd like to keep all of your accounts under one roof. Learn more about balance transfers and how to transfer a balance to a CapEd Credit Card.
Questions?
Disclosures
1 All loans subject to approval. Rates, terms, and conditions are subject to change and vary based on creditworthiness, and qualifications. The introductory rate of 4.90% APR is good on purchases and balance transfers made within 6 billing cycles of account opening. A 3% fee applies to cash advances. Offer available to new personal cardholders only. Limited time offer.
2 Does not apply to balance transfers or cash advances.
