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View CapEd Rates

View and compare CapEd rates including mortgage, refinance, savings, and auto loans to see which services are right for you.

Auto Loan Rates

Rates current as of . Please view our car and truck or boat, RV, powersport loan pages for additional information and application resources.

Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed
2013 - 2021 24 - 96 months % $ (60 months)
2012 and older 24 - 96 months % $ (60 months)

Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed
2016 - 2021 36 - 120 months % $ (120 months)
121 - 180 months % $ (180 months)
2015 and older 36 - 120 months % $ (120 months)
121 - 180 months % $ (180 months)

Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed
2014 - 2021 36 - 60 months % $ (60 months)
2013 and older 36 - 60 months % $ (60 months)

Mortgage Rates

Rates current as of . Please view our purchase a home or home refinance pages for mortgage options, additional information, and application resources.


Conventional Fixed

Mortgage Term Interest Rate APR Points Sample Payment
30 Year % % Sample Payment
20 Year % % Sample Payment
15 Year % % Sample Payment
10 Year % % Sample Payment

Idaho Housing

Mortgage Term Interest Rate APR Points Sample Payment
30 Year % % Sample Payment

Conventional Fixed

Mortgage Term Interest Rate APR Points Sample Payment
30 Year % % Sample Payment
20 Year % % Sample Payment
15 Year % % Sample Payment
10 Year % % Sample Payment

Idaho Housing

Mortgage Term Interest Rate APR Points Sample Payment
30 Year % % Sample Payment

Checking Account Rates

View our checking account options and rates to find the best one for you. Click the links below to learn more about each account type.

Account Type Balance Dividend Rate APY1 How to Apply
High Yield Checking $0.00 - $10,000 (qualifications met) 1.98% 2.00% Apply Online
Over $10,000 (qualifications met) 0.10% 0.10% Apply Online
$0.00 - $10,000 (qualifications not met) 0.05% 0.05% Apply Online
Over $10,000 (qualifications not met) 0.05% 0.05% Apply Online
Good For Me Checking $0.00 - $10,000 (qualifications met) 1.24% 1.25% Apply Online
Over $10,000 (qualifications met) 0.10% 0.10% Apply Online
$0.00 - $10,000 (qualifications not met) 0.05% 0.05% Apply Online
Over $10,000 (qualifications not met) 0.05% 0.05% Apply Online
Money Market Checking $2,500 - $24,999.99 0.10% 0.10% Apply Online
$25,000 - 49,999.99 0.15% 0.15% Apply Online
$50,000 - 74,999.99 0.20% 0.20% Apply Online
$75,000 - 249,999.99 0.25% 0.25% Apply Online
$250,000 and up 0.30% 0.30% Apply Online
Idaho MSA Checking $0.00 and up 0.05% 0.05% Find a Location

Savings Account Rates

View our savings account options and rates to find the best one for you. Click the links below to learn more about each account type.

Account Type Minimum Balance Dividend Rate APY1 How to Apply
Primary Savings Account $5.00 0.05% 0.05% Apply Online
Secondary Savings Account $0.00 0.05% 0.05% Apply Online
Youth Savings Account $5.00 0.05% 0.05% Apply Online
Education Savings Account $10.00 0.50% 0.50% Find a Location
Idaho MSA Savings Account $0.00 0.10% 0.10% Find a Location
Health Savings Account $0.00 - $2,499.99 0.25% 0.25% Find a Location
$2,500 - $24,999.99 0.35% 0.35%  
$25,000 - $99,999.99 0.45% 0.45%  
$100,000 and up 0.55% 0.55%  
IRA Roth and IRA Traditional $10.00 0.50% 0.50% Find a Location
IRA 59½ Share Savings $10.00 0.75% 0.75% Find a Location
Simplified Employee Pension $10.00 0.50% 0.50% Find a Location
Holiday Cash Stasher $0.00 - $2,500.00 1.00% 1.00% Apply Online
Over $2,500.00 0.10% 0.10%  

Certificate Rates

Rates current as of . You can learn more about our certificate options by visiting our certificates page.

Term Minimum Deposit Dividend Rate APY2
24 Months $500 % %
$10,000 % %
$50,000 % %
36 Months $500 % %
$10,000 % %
$50,000 % %

Term Minimum Deposit Dividend Rate APY2
6 Months $ % %
12 Months $ % %

Term Minimum Deposit Dividend Rate APY2
6 Months $500 % %
$10,000 % %
$50,000 % %
12 Months $500 % %
$10,000 % %
$50,000 % %
18 Months $500 % %
$10,000 % %
$50,000 % %
24 Months $500 % %
$10,000 % %
$50,000 % %
36 Months $500 % %
$10,000 % %
$50,000 % %
48 Months $500 % %
$10,000 % %
$50,000 % %
60 Months $500 % %
$10,000 % %
$50,000 % %

Disclosures

1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees or other conditions could reduce the earnings on the account.

2 APY is Annual Percentage Yield. The APY is accurate as of the effective date indicated. Fees or other conditions could reduce earnings on the account. A penalty may be imposed for withdrawals before maturity.

All loans subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.

Promotional rates are offered for a limited time.