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Key to an RV with a tag labeled Fun

Boat, RV, and Powersport Loans

CapEd offers secured title loans for new and used boats and RVs with terms up to 180 months and Powersport vehicles with terms up to 84 months.

Financing Options

CapEd has you covered when you decide to purchase a recreational vehicle.

  Dealership Financing

We offer financing at numerous dealer showrooms to make it more convenient for you to buy your boat, RV, or powersport vehicle. Just ask if CapEd financing is available.

  Get Pre-Approved

Get pre-approved for your next loan and make shopping easier. Pre-approvals are good for 30 days and can be used for purchases from any dealer or private party sale.


We refinance boats, RVs, and powersport vehicles from other lenders. If you're looking for a better rate on your current loan, we may be able to help!

Protect your Recreational Vehicle

Your recreational vehicle purchase is a big investment. Let CapEd help you protect that investment.

  Guaranteed Asset Protection (GAP)

GAP coverage is an additional measure of security that reduces the financial burden that may be incurred if your recreational vehicle is stolen or totaled. GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss. GAP can be purchased at a low, one time cost.

  Powersport Mechanical Breakdown Protection

CapEd offers a low-cost protection program that protects members from expensive repairs on your powersport vehicle. You may even qualify to purchase this for powersport vehicles you already own, even if you financed it elsewhere.


Rates current as of .

Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed
2018 - 2023 36 - 180 months % $ (120 months)
2017 and older 36 - 180 months % $ (120 months)

Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed
2018 - 2023 36 - 84 months % $ (84 months)
2017 and older 36 - 84 months % $ (84 months)

Apply Online

Easily apply online for a Boat, RV, or Powersport loan.


All loans subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.