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CapEd MyStyle Lending
CapEd MyStyle Lending offers loans with a focus on improving your home and lifestyle.
Improve Your Home and Energy Efficiency With an EnergyWise Loan
An EnergyWise loan could help reduce your home energy costs and increase your home's value.
Apply Now!What Can An EnergyWise Loan Finance?
A variety of weatherization improvements or qualifying appliances may be financed with an EnergyWise loan. You may be able to use the EnergyWise loan for:
- Weather Stripping
- Windows
- Roofing
- Insulation
- Doors
- Pellet or Wood Stove
- Furnace
- Water Heater
- Heat Pump
- Air Conditioning
How to Qualify For An EnergyWise Loan
- Primary borrower must be on the deed of trust for a property that the loan will be used for. Qualified properties are:
- Single family home
- 1 - 4 unit rental properties in the state of Idaho
- Manufactured Home if land is owned by borrower and the home is on permanent foundation
- Be employed or have some type of qualifying steady income at the time your loan is funded.
- Use the loan for weatherization and/or energy efficiency purposes only, including purchasing approved appliances.
- Be current on your mortgage loan.
EnergyWise Providers
These are local EnergyWise providers who want to work closely with you to make your home EnergyWise.
Capital City Heating & Cooling
Heating • Cooling • Furnaces • Heat Pumps • Air Filtration • Ducts
capitalcityheating.comEnergyWise Loan Rates
| Loan Term | APR as low as | Payment per $1,000 Borrowed |
|---|---|---|
| 24 - 120 Months | 7.99% | $12.13 (120 months) |
Start Your CapEd MyStyle Loan Application Today
Easily apply online for a CapEd MyStyle loan. Try the Loan Calculator to help you estimate a monthly payment or loan term.
Resources
Tools to help you with your loan.
Examine your principal balances by payment, total of all payments made, and total interest paid with this calculator.
Questions?
Disclosures
All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.
