Skip to main content

Payment Saver

Photographs of a dog putting its head out of a car's window and of a car driving through a mountain road.

The Best Choice in New and Used Vehicle Financing

Imagine driving a new or used vehicle with lower monthly payments than traditional financing, all while having flexible options at the end of your term. With the Payment Saver program, you can plan your future with confidence, knowing your vehicle's future value is protected and you'll have choices: keep it, trade it, or walk away. It's smart, simple, and designed to fit your life.

Get Started!
What is Guaranteed Future Value. G. F. V.? The residual is the projected value of the vehicle at loan maturity. Our program guarantees this residual. We call it the Guaranteed Future Value. A $40,000 car with a pay what you use vale of $21,500 would have a $18,000 Guaranteed Future Value.

Payment Saver Benefits

CapEd has the vehicle financing option to best fit your needs! The low monthly payments that our Payment Saver program allows for gives you more vehicle for your money. Under the Payment Saver, all new and used vehicles up to five years old are eligible with flexible loan terms. CapEd's Payment Saver program is the vehicle financing option you've been waiting for.

  • Low monthly payment
  • No down payment required
  • No up-front fee
  • Vehicle ownership (titled in your name)
  • No higher insurance premium
  • Option to Sell, Trade, Refinance or Payoff at any time
  • No early termination fee
  • Return Vehicle at Loan Maturity and simply "Walk-away"
  • Annual mileage options of 7,500, 10,000, 12,000, 15,000 & 18,000

For more information about CapEd's Payment Saver, call or visit a location today.

Want to find out how low your Payment Saver payment could be?

Calculator goes here

Apply Online

Easily apply online for a Payment Saver Auto Loan or find a CapEd location to apply in person.

Start Application Find a Location

Click here to check the status of an application

Resources

Here's some helpful resources for you to learn more about our Payment Saver loans.

What to expect with a Payment Saver Auto Loan

Have a car in mind but not sure you can afford it? Learn more about Payment Saver Auto Loans with this PDF.

Questions?

(208) 884-0150
Send an Email
Find a Location

Disclosures

All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions.