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Holiday Cash Stasher

Cartoony graphic of a piggy bank standing around holiday gift boxes.

A CapEd Holiday Cash Stasher savings account is a perfect way to save money throughout the year to be used for the holiday season.

Start Saving for the Holidays

What is a Holiday Cash Stasher Savings Account?

If the holiday season brightens your mood but dampens your budget, let the Holiday Cash Stasher savings account be your answer. The Holiday Cash Stasher is a savings account you deposit money in throughout the year to use funds between November and January so you can feel at ease about your budget knowing you've saved all year. This savings account has a higher dividend rate than a basic savings account, so you earn more!

Benefits & Features

  • No minimum balance required
  • No service charges
  • Earns dividends that are compounded and credited quarterly
  • Withdrawals permitted annually from November 1 to January 31 without a fee
    • $5.00 fee per month when withdrawals are made between February 1 and October 31
  • Federally insured by NCUA
  • Only one Holiday Cash Stasher account per social security number

Holiday Cash Stasher Rates

Holiday Cash Stasher Savings Account Rates

Holiday Cash Stasher Savings Account rates.
BalanceDividend RateAPY1
$0 - $2,500.001.00%1.00%
Over $2,500.000.10%0.10%

Account Details

Minimum Balance to Open holiday cash stasher savings account.
$0.00

Monthly Service Charge for holiday cash stasher savings account.
$0.00

Highest Dividend Available for holiday cash stasher savings account.
1.00% APY1

Fees

Withdrawals Between Feb. 1 - Oct. 31 from holiday cash stasher savings account.
$5.00

Request A Holiday Cash Stasher Account

Apply online to open a Holiday Cash Stasher Savings account or stop by any of our locations.

Apply Online

Questions?

Disclosures

1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce the earnings on the account.