Skip to main content

Receive Your Tax Return Quick & Earn More!

Published on Tuesday, January 30, 2024
Estimated read time: minutes
Content last updated on Wednesday, January 31, 2024

Tax Season is officially upon us!

At CapEd Credit Union, we understand that tax season can be a stressful time. That’s why we want to make it as easy as possible for our members to get their returns deposited directly into their accounts. With direct deposit, you can avoid the hassle of waiting for a paper check and get your money quickly, securely, and easily.

Earn More on Your Refund!

Make your refund go even further by depositing into your High Yield Checking or High Yield Savings account. Our High Yield Checking and High Yield Saving have higher dividend rates than an average account meaning, you earn extra off your balances! Check out our impressive rates and sign up for a High Yield account here!

What You'll Need for Direct Deposit

To get started you will need your account number and routing number.

Routing Number: 324172575

You can find the CapEd routing number in a few locations.

  1. On capedcu.com, scroll to the very bottom of the page and you'll see our routing number there.
  2. When you log in to your online banking on a desktop, you'll see the routing number listed on the right hand of your screen and at the very bottom of the screen as well.
  3. When you access your online banking from the mobile app, hit the "More" button and it will be listed toward the bottom of the menu.
  4. You can also find the routing number on your checks, it will be the first series of numbers on the bottom left of your checks.

Next, you'll need your account number.

You can find your account number once you've logged in to your online banking on either the desktop or the mobile version.

  1. Click on the account you need the account number from.
  2. You'll only be able to see part of the account number unless you click the eyeball icon to reveal the rest of the account number.
  3. If you're trying to find your full account number on the mobile app, after you've selected the account you need, click "show details" then you'll be able to hit the eyeball icon to reveal the full number.
  4. Lastly, you can find your account number on a printed check off of your account. It will be the second series of numbers listed on the bottom of the check.

Whether you choose to file your taxes electronically or through a local tax organization, you can get your refund faster by requesting your refund be delivered via direct deposit. Make your refunded money go even further with a CapEd High Yield Checking and High Yield Savings Account too!

You can find more information and resources like tracking your refund, through IRS website here.

*APY is Annual Percentage Yield.

Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce earnings on the account. Rates are earned when qualifications are met. APY on High Yield Checking account is paid on balances up to $10,000 and the over cap APY is paid on the balance over $10,000 for each qualification cycle that the qualifications are met. APY on High Yield Savings account is paid on balances up to $50,000 and the over cap APY is paid on the balance over $50,000 for each qualification cycle that the qualifications are met.