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EnergyWise Loan

Photos of contractors doing home improvement projects.

EnergyWise Loan packages can help reduce your home energy costs and increase your home's value.

What Can An EnergyWise Loan Finance?

A variety of weatherization improvements or qualifying appliances may be financed with an EnergyWise loan. You may be able to use the EnergyWise loan for:

  • Weather Stripping
  • Windows
  • Roofing
  • Insulation
  • Doors
  • Pellet or Wood Stove
  • Furnace
  • Water Heater
  • Heat Pump
  • Air Conditioning

How to Qualify For An EnergyWise Loan

  • Be a homeowner and the improvements must be for your primary residence.
  • Be employed or have some type of qualifying steady income at the time your loan is funded.
  • Use the loan for weatherization and/or energy efficiency purposes only, including purchasing approved appliances.
  • Be current on your mortgage loan.
Apply Now!

EnergyWise Loan Rates

Rates as low as 9.49% APR for up to $8,000 and as low as 12.49% APR for up to $32,0001

EnergyWise Providers

These are local EnergyWise providers who want to work closely with you to make your home EnergyWise.

Diamond Heating & Cooling

Heating • Cooling • Air Quality • Thermostats

Western Heating & Air Conditioning

Heating • Cooling • Air Quality • Ducts • Water Heaters

A-1 Heating & Air Conditioning

Heating • Cooling • Ducts • Water Heaters • Thermostats • Indoor Air Quality • Heat Pumps

Idaho Roofing Contractors

Roofing Repair • Roofing Replacement

Buss Mechanical Services, Inc.

Plumbing • Heating • Air Conditioning

Capital City Heating & Cooling

Heating • Cooling • Furnaces • Heat Pumps • Air Filtration • Ducts

Hawaiian Built Roofing

Roofing Construction • Roofing Maintenance • Roofing Repair

Start Your Application Today

Easily apply online for an EnergyWise loan. Try the Loan Calculator to help you estimate a monthly payment or loan term.

Click here to check the status of an application


Tools to help you with your loan.

Loan Calculator

Examine your principal balances by payment, total of all payments made, and total interest paid with this calculator.



1 All loans are subject to approval. Rates listed are base rates. Rates, terms, and conditions may change without notice and may vary based on creditworthiness, qualifications, loan amounts, and collateral conditions. 24 monthly payments of $45.91 per $1,000 borrowed at 9.49% APR. 24 monthly payments of $47.30 per $1,000 borrowed at 12.49% APR.