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FRAUDULENT TEXT ALERT! CapEd has been made aware that members are receiving texts that appear to be from CapEd claiming members need to log in to verify a transaction...
Open a new High Yield Rewards or Cash Back Rewards Account from August 1 - September 30, and we'll deposit $100 into your account when you meet qualifications1. Those qualifying for the $100 bonus will be entered to win an additional $1,000 deposit into their High Yield Rewards or Cash Back Rewards account.
High Yield Rewards
Increase your earnings and savings by bundling your High Yield Checking™ with a High Yield Savings account! CapEd's High Yield Reward account helps you save more. With a CapEd High Yield Rewards account. Opens in new tab, you can earn 4.00% APY2 on balances up to $10,000. Rewards from a High Yield Checking™ account will be swept into a High Yield Savings account and earn 3.00% APY3 for balances up to $50,000 with no minimum balance or hidden fees.
High Yield Rewards Account Benefits
- Earns more than a regular checking account with 4.00% APY2
- No minimum balance required
- No monthly service fees
- Nationwide ATM refunds up to a maximum of $255
- Free online banking. Opens in new tab.
- Free online Bill Pay. Opens in new tab.
- Overdraft protection. Opens in new tab.
- Federally insured by NCUA
Cash Back Rewards
With a CapEd Cash Back Rewards account. Opens in new tab, you can earn 2% cash back on debit card purchases4, and you can receive nationwide ATM refunds5 up to a maximum of $25!
Cash Back Rewards Account Benefits
- Earns 2% cash back4 on debit card purchases during each qualification cycle. Opens in new tab. Link is a PDF document.
- The cash earned is deposited back into your account
- No minimum balance required
- No monthly service fees
- Nationwide ATM refunds up to a maximum of $255
- Free online banking. Opens in new tab.
- Free online Bill Pay. Opens in new tab.
- Overdraft protection. Opens in new tab.
- Federally insured by NCUA
How to Qualify for Rewards
High Yield Rewards
- At least one direct deposit or automatic payment of $500 or more must post and settle your High Yield Checking™ account each qualification cycle. Opens in new tab. Link is a PDF document.
- At least twelve debit card. Opens in new tab. purchases of $5 or more must post and settle your High Yield Checking™ account each qualification cycle. Opens in new tab. Link is a PDF document.
- Must be enrolled in and agree to receive eStatement notices
Cash Back Rewards
- At least one direct deposit or automatic payment of $250 or more must post and settle your Cash Back Rewards account each qualification cycle. Opens in new tab. Link is a PDF document.
- At least twelve debit card purchases of $5 or more must post and settle your Cash Back Rewards account each qualification cycle. Opens in new tab. Link is a PDF document.
- Be enrolled in and agree to receive electronic eStatements notices
![CapEd's classic car Doc Ace parked in front of the CapEd hot air balloon at the Spirit of Boise Balloon Classic.](/assets/images/personal/sbbc-checking-promo-doc-ace.jpg)
Questions?
Disclosures
1 To qualify for the $100 bonus and to be entered into the draw for $1,000 the new account must have an ACH or Direct Deposit post and settle and have one processed transaction before the end of the promotional period, which is September 30, 2024. The Direct Deposit must be $500 or greater and the ACH is of any reoccurring amount. Those that meet this qualification will have the $100 deposited into their High Yield Rewards or Cash Back Rewards account on or before October 25, 2024. Three qualifying individuals will be randomly drawn on October 16, 2024 to recieve one (1) of three (3) available $1,000 deposits in addition to the promotional deposit. The winners will have the $1,000 deposited into their High Yield Rewards or Cash Back Rewards account on or before October 25, 2024.
2 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce earnings on the account. Rates are earned when qualifications are met. APY is paid on balances up to $10,000 and the over cap APY of 0.10% is paid on the balance over $10,000 for each qualification cycle that the qualifications are met.
3 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date and may change after the account is opened. Fees or other conditions could reduce earnings on the account. Rates are earned when qualifications are met. APY is paid on balances up to $50,000 and the over cap APY of 0.10% is paid on the balance over $50,000 for each qualification cycle that the qualifications are met.
4 Debit card purchases up to $300 are eligible for 2% cash back per qualification cycle. Once $300 of purchases is surpassed, account is ineligible for cash back until the next qualification cycle.
5 Nationwide ATM fee refunds up to $25 per qualification cycle.