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Compare Savings Rates

Compare CapEd savings rates to see which accounts offer the rates you're looking for.

Account Type Minimum Balance Dividend Rate APY1 How to Apply
Primary Savings Account $5.00 0.05% 0.05%
Secondary Savings Account $0.00 0.05% 0.05%
High Yield Savings
(Requires a High Yield Checking+ account)
$0.00 - $10,000 (qualifications met) 3.928% 4.00%
Over $10,000 (qualifications met) 0.10% 0.10%
$0.00 - $10,000 (qualifications not met) 0.01% 0.01%
Over $10,000 (qualifications not met) 0.01% 0.01%
Rise Youth and Young Adult Savings Account $0.00 - $2,500.00 1.00% 1.00%
Over $2,500.00 0.10% 0.10%  
Education Savings Account $10.00 0.50% 0.50% Find a Location
Idaho MSA Savings Account $0.00 0.10% 0.10% Find a Location
Idaho First-time Home Buyer Savings $0.00 0.20% 0.20% Find a Location
IRA Roth and IRA Traditional $0.00 0.50% 0.50% Find a Location
IRA 59½ Share Savings $0.00 0.75% 0.75% Find a Location
Simplified Employee Pension $0.00 0.50% 0.50% Find a Location
Holiday Cash Stasher $0.00 - $2,500.00 1.00% 1.00%
Over $2,500.00 0.10% 0.10%  

Certificate Rates

Rates current as of .


Term Minimum Deposit Dividend Rate APY1
5 Months $ % %

  All promotional certificates must be opened with funds that are not currently held in a CapEd Credit Union account or that have been deposited to a CapEd Credit Union account less than 30 days.

Term Minimum Deposit Dividend Rate APY1
6 Months $500 % %
$10,000 % %
$50,000 % %
12 Months $500 % %
$10,000 % %
$50,000 % %
18 Months $500 % %
$10,000 % %
$50,000 % %
24 Months $500 % %
$10,000 % %
$50,000 % %
36 Months $500 % %
$10,000 % %
$50,000 % %
48 Months $500 % %
$10,000 % %
$50,000 % %
60 Months $500 % %
$10,000 % %
$50,000 % %

Term Minimum Deposit Dividend Rate APY2
6 Months $ % %
12 Months $ % %


Disclosures

1 APY is Annual Percentage Yield. Rates are accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees or other conditions could reduce the earnings on the account.

2 APY is Annual Percentage Yield. The APY is accurate as of the effective date indicated. Fees or other conditions could reduce earnings on the account. A penalty may be imposed for withdrawals before maturity.

Promotional rates are offered for a limited time.