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1% Cashback Refinance Promo

Published on Tuesday, February 01, 2022
Estimated read time: minutes
Content last updated on Wednesday, June 08, 2022

Maybe you just moved to the Gem State and need a local financial institution or perhaps you'd prefer to save a little extra cash each month and pay off your loan sooner? Whatever your situation may be, CapEd wants to refinance your auto or RV/powersport loan with us.

What is a Refi?

You might be asking yourself, what is a refinance, or refi, and why would it benefit me? Refinancing simply means paying off an existing loan and replacing it with a new one. There are many benefits that lead people to refinancing. For example, you can get a lower interest rate, shorten the term of your loan or convert an adjustable-rate loan to a fixed rate loan. Low interest rates are a big motivation for a refinance and with loan rates still historically low, now is a great time to consider a refi.

How to Get Started

To refinance, the process begins like a regular loan application. A loan officer and underwriters will look at things like your credit score and your debt-to-income ratio to establish what kind of rate you’re eligible for. To do a little extra credit work ahead of time, we recommend borrowers use a loan calculator to see what you can afford. CapEd offers different types of calculators for the type of loan you're looking at. For example, CapEd provides our members and community both a debt consolidation calculator and a vehicle loan calculator .

You can receive 1% cash back when you refinance your external auto or RV/Powersport loan with CapEd.

What’s the Catch?

There is no catch. Refinancing is a popular, time-tested strategy to improve your financial well-being when interest rates shift downward. Simply bring your loan over from your other financial institution to CapEd and we'll deposit the funds into your CapEd checking or savings account to take out a lower interest rate loan with us!

Refi With CapEd

If you have your car, boat, RV, snow mobile, jet ski or other powersport vehicle financed elsewhere, you should consider saving yourself some money and earn extra cash by refinancing your loan with CapEd. Get started and apply online today!


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