
Purchase A Home
Purchasing a home is a big investment. Whether you are a first-time home buyer, buying your next home, or buying a vacation or investment home second home, our Mortgage Loan Officers are here to help you every step of the way. Let us help you find the best mortgage option for your financial situation.
Mortgage Options
Here are the various mortgage loan types available to assist with your home purchase.
Mortgage Type | Details | Best for you if... |
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Conventional Mortgage |
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Adjustable Rate Mortgage (ARM) |
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FHA Mortgage |
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IHFA Mortgage |
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VA Mortgage |
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Rates
Rates current as of .
Conventional Fixed
Mortgage Term | Interest Rate | APR | Points | Sample Payment |
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30 Year | % | % | Sample Payment | |
15 Year | % | % | Sample Payment | |
10 Year | % | % | Sample Payment |
Idaho Housing
Mortgage Term | Interest Rate | APR | Points | Sample Payment |
---|---|---|---|---|
30 Year | % | % | Sample Payment |

Lock & Locate
Take the mystery out of knowing what your mortgage rate will be while taking the time to find the home location that's right for you. CapEd members are able to lock a mortgage loan at a current rate1 for up to 180 days on existing homes and 360 days if you're building a home. CapEd's Lock & Locate program also allows a one-time "float down" option to be used within 60 days of closing or rate expiration, if rates drop. Let us help you find your perfect home!
Apply for a Mortgage
Apply for a mortgage online or visit a CapEd location.
Resources
Helpful resources for buying a home.